What is a Personal Token?
Understanding personal tokens, their structure, and how they represent your equity portfolio
Overview
Your personal token represents your equities in companies and other personal tokens. It’s a digital representation of your investment portfolio and potential, allowing others to invest in your success across your entire career.
Jane’s personal token with her shareholders and assets (equities in companies and other personal tokens).
How Personal Tokens Work
Personal tokens exist within the Network. Every user, whether they want to raise capital or invest in other personal tokens, must create their personal token first.
Initial Structure
When you first create your personal token, it starts with:
- 10 million total shares
- You own 100% of all shares
- A connected wallet that holds USDC
Token Information
Your personal token contains comprehensive information about:
- Your identity and profile
- Your token shareholders and their ownership percentages
- Transaction history including fundraising events
- Your assets (equities in companies and other personal tokens)
- Investment history and performance
The Connected Wallet
Each personal token is associated with a USDC wallet that serves as:
- Deposit location for funds from successful fundraising rounds
- Withdrawal source for investments you make in other personal tokens
- Treasury for managing your token’s financial operations
You can only have one personal token on the network. You cannot delete an existing personal token to create a new one, so choose your approach carefully.
Key Features
Fundraising Capability
- Raise capital by selling shares through discrete rounds
- Set your own valuation and terms
- Control which investors can participate
- Receive funds immediately upon round completion
Investment Vehicle
- Invest in other personal tokens through your token
- Build a diversified portfolio of personal and company equity
- Generate returns through dividends and capital appreciation
Shareholder Management
- Track all shareholders and their ownership percentages
- Manage dilution across multiple funding rounds
- Provide transparency to investors about your portfolio
Dividend Distribution
- Automatically distribute capital gains to shareholders
- Proportional payments based on ownership percentages
- Immediate distribution for in-network transactions
Getting Started
- Create your personal token - Set up your profile and initial token structure
- Connect your wallet - Link a USDC wallet for financial transactions
- Build your profile - Add information about your background and goals
- Consider your strategy - Decide if you want to raise capital, invest, or both
Personal tokens create alignment between you and your investors, as they benefit directly from your success across all your ventures and investments.